Types of Loans

Houston Credit Builder offers a wide range of loan options:

• Personal
• Commercial secured credit loans, which include lines of credit, capital purchases, letters of credit and working capital
• Real Estate loans to include condo financing, residential mortgages, residential construction loans, commercial mortgages, commercial construction loans and land development loans

Interest Rate

• Swiss Francs 4.5% APR
• Euros 7.5% APR
• Canadian Dollars 8.5% APR
• British Pounds Sterling 6.5% APR
• U.S. Dollar 11% - 13% APR

Flexible repayment schedules and terms available.

Loan Applications

All loan applications must be completed and signed by the borrower(s).

Proof of Income - One or More of the Following:

• Tax Returns for at least two years (first 2 pages)
• W-2's for at least two years
• Bank Statements
• Financial Statements (Corporations) for at least two years
• Corporate Projections (if applicable)

Other Requirements

• Any borrowing client will be required to have a deposit account with Houston Credit Builder
• A Financial Reference Letter is required on all signatories & beneficial owners on the deposit account letter must include Full Name and Address of Bankers
• Certified copy of Passport on all signatories & beneficial owners of the deposit account
• A current utility bill on all signatories and beneficial owners of the deposit account